Do you waste entire days calculating commissions and making manual transfers to your affiliates?
When your network of promoters, creators, or subcontractors grows, payment management becomes a nightmare. Calculating percentages in Excel, dealing with cross-invoices, and making hundreds of manual bank transfers not only drains your time but also generates errors that destroy the trust of your business partners and unbalance your cash flow.
The trap of manual end-of-month transfers
Most SMBs try to solve this by accumulating balances and paying manually every 30th of the month. This approach overwhelms the administration team, delays affiliate liquidity, and exposes you to tax risks by holding third-party funds in your main account. True growth requires a financial architecture that splits capital in the exact millisecond of the sale.
Our solution: Multi-Gateway Split Payments Cloud API
At LANZAESTUDIO, we develop a Serverless API layer that intercepts the transaction at your checkout and automatically distributes the funds. We guarantee a seamless transition from your gateway's test mode to a secure production deployment, orchestrating the flow so the money reaches the affiliate's bank directly without passing through your gross balance sheet.
- Real-Time Routing: The API splits the gross charge by applying your dynamic business rules before settling it into the destination account.
- Direct Production Deployment: We ensure the transition from test mode to the live environment without downtime or lost transactions.
- Built-In Compliance: By not handling 100% of third-party money, your company drastically reduces the tax burden and avoids electronic money licensing issues.
- Orchestrated Refunds: If a customer returns an order, the API automatically recovers the corresponding proportion from the affiliate's account.
The Real Impact on Your Sales Ecosystem
- Zero administration hours: You eradicate commission Excels and end-of-month bank reconciliation.
- Commercial network loyalty: Your promoters get paid instantly, multiplying their motivation and commitment to your brand.
- Unlimited financial scalability: You can manage 10 or 10,000 affiliates with the same operational cost and zero margin of error.