Lanza Estudio
AI & Bots

AI IBAN Verification Agent: Block Fraud in B2B Invoices

Steve

Steve

Senior Engineer & AI Specialist

"I have built critical systems where a single altered digit means losing thousands of dollars. This AI agent shields your payments by checking the integrity of every invoice before it hits your accounting desk."

Did you know that intercepted invoice fraud is the biggest cause of financial loss for small businesses today?

Cybercriminals intercept emails from your vendors, subtly modify the bank account number (IBAN) in the attached PDF, and you process the payment legitimately to a ghost account. By the time you realize the deception weeks later, the money is gone and your business relationship is ruined, leaving you completely unprotected from legal disputes.

The Trap of Manual Review

Relying on your administrative team's eyes or using generic email filters is playing Russian roulette, because modified PDFs look visually identical to the originals and easily bypass traditional firewalls since they come from actual compromised mailboxes. A single second of human error can empty your company cash reserves forever.

Our Solution: AI Financial Integrity Agent

At LANZAESTUDIO, we integrate an advanced artificial intelligence agent directly into your mail server or entry workflow to autonomously audit every document.

  1. Analytical Extraction via Vision: Processes the PDF layout, isolating billing data using computer vision models.
  2. Metadata and Historical Cross-Checking: Analyzes hidden file properties to detect any alterations in text layers.
  3. Cryptographic IBAN Validation: Instantly compares the bank account number against a secure internal registry of approved vendors.
  4. Real-Time Telegram Alerts: Blocks any suspicious invoice and sends an immediate notification with a detailed risk analysis.

The Real Impact on Payment Management

  • Zero Capital Leaks: One hundred percent detection of spoofing fraud before any bank wire transfer is executed.
  • Hours of Admin Work Saved: Automates a tedious technical verification without slowing down your regular accounting workflows.
  • Absolute Corporate Peace of Mind: Twenty-four seven continuous protection for your business without depending on staff fatigue or oversight.
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